Commercial Property Insurance

Commercial Property Insurance

Commercial Property Insurance is a must for all those companies and individuals with premises that they do business from or have as an investment. There are two types of insurance – buildings insurance and contents insurance Buildings cover This is not a legal necessity however most mortgage providers will insist that you have this before… Continue Reading

Care Home Insurance

Care Home Insurance

If you are running a Care home then your priority is to see that your residents or service users are looked after as well as giving your staff the best working conditions possible. Looking after the elderly and vulnerable is a special business and we support Care Home owners who work so hard in providing… Continue Reading

Why you should buy Product Liability Insurance

Why you should buy Product Liability Insurance

If your business designs, produces or supplies a physical product, even if you don’t make a charge for the item you are giving away, you should have the protection of Product Liability Insurance. Product Liability Insurance is designed to provide compensation against: Damage or loss caused by a faulty item Claims for personal injury resulting… Continue Reading

Do I need Employers’ Liability Insurance?

Do I need Employers’ Liability Insurance?

Most businesses that employ staff either on a full or part time basis should have Employers’ Liability Insurance not only because it is a legal requirement but because it makes good business sense and demonstrates you take the welfare of your staff seriously. The definition of employing staff applies to casual, seasonal, temporary or contract… Continue Reading

Do I need Public Liability Insurance for my business?

Do I need Public Liability Insurance for my business?

This is a question we hear a lot! Some of our customers ask us if they need Public Liability Insurance as they are a small business and don’t have many business visitors so why should they bother buying it. We believe that it is a wise and often essential measure because the average cost of… Continue Reading

Expert advice for buying High Value Home Insurance

Expert advice for buying High Value Home Insurance

The internet has lots of information about High Value Home insurance or High Net Worth Home Insurance and getting the right product that suits your needs is essential. With such a vast choice of products available how do you choose the correct one? or more importantly how do you know if you need High Value… Continue Reading

You’ve got your Home Insurance renewal…

You’ve got your Home Insurance renewal…

Once you’ve got your Home Insurance renewal the most common next steps are; check the premium skim read the covering letter pay the premium file the letter away Well maybe you should consider a couple of other things first?  And the first one isn’t to shop around, we save that until last! 1) Check your… Continue Reading

Why you might want to think about where you buy your Insurance

Why you might want to think about where you buy your Insurance

Home Insurance is one of those products where increasing competition and products often mean that the major factors in buying choices are a) price  & b) big brand name badged on the product. Whilst that doesn’t sound too strange there are a couple of things which consumers should be aware of when buying products solely… Continue Reading

How do you insure your business tools and equipment?

How do you insure your business tools and equipment?

As a tradesperson you know that your tools are a vital part of running your business day to day, and there are often pieces there that you have carefully chosen and use regularly.  Most people know it is frustrating when we can’t find a particular favourite tool – but losing many or all of your… Continue Reading

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