Care Agency Insurance

Care agencies in the UK should consider getting business insurance for a few important reasons:

1. Protection for Everyone: Business insurance offers valuable protection in case of accidents or incidents within the agency. When you're providing care, accidents can happen, and having insurance means you're covered if a client or employee gets hurt or their property gets damaged. It helps take care of legal fees, medical expenses, or compensation claims, so you can focus on what you do best.

2. Taking Responsibility: Care agencies provide important professional services to vulnerable individuals who rely on your expertise. Having professional indemnity insurance means you're protected if there are claims of mistakes or negligence that cause harm or financial loss to clients. It helps defend your reputation and ensures that you can provide compensation if something goes wrong.

3. Caring for Your Team: If you have employees, it's a legal requirement to have employer's liability insurance. This covers you if an employee gets injured or falls ill due to work-related activities. It shows your commitment to taking care of your team and helps with compensation claims and legal costs if accidents happen.

4. Protecting Your Assets: Your care agency likely has valuable equipment, supplies, and office space that are crucial for your work. With business insurance, you're covered if something unexpected happens, like damage, theft, or loss due to fires, vandalism, or natural disasters. It helps you repair or replace these assets so you can keep providing quality care.

5. Weathering Storms: If an unexpected event, such as a fire or flood, forces you to temporarily suspend operations, business interruption insurance has your back. It helps cover the loss of income during the interruption, so you can continue paying rent, salaries, and bills until things get back to normal.

6. Playing by the Rules: Having the right insurance is often a legal requirement for care agencies in the UK. By getting the necessary coverage, you're staying compliant with the law and showing your commitment to being a responsible business.

Having business insurance for your care agency gives you peace of mind, knowing that you're prepared for unexpected events and potential liabilities. It allows you to focus on providing the best care and support services without worrying about what could go wrong.

Sidonie Delaney
June 14, 2024

Amazing service. Julie was incredibly knowledgeable and made the entire process efficient and easy and saved me money on my renewal quote. Many thanks

John Kirk
February 10, 2023

Cascade Insurance are diamonds. They're always available whenever I have last minute needs and they have fantastic customer service. They answer the phone QUICKLY. On the one occasion they just weren't able to help me I had a call from a contact at an adjacent firm within a couple of hours. Fantastic service

Mat Butler
May 16, 2023

I recently contacted Cascade Insurance for some additional business insurance. Their response was not only swift, but the quotation I received was very competitive. Needless to say, they secured my business and I will be using them again in the future as my other insurances come due for renewal. Thank you Cascade. ATTENTION - I have just renewed using Cascade Insurance for a second year. Absolutely brilliant service and the quote was only £20 more than last year. Excellent service and I will stick with Cascade 🙂

Sam Barker
May 17, 2022

Thank you for sorting out our business insurance so efficiently. It was a job we'd been putting off for some time - but you made it simple and stress-free. Thank you for all your help.

MIchelle F
December 1, 2023

At Opportunity Learning Academy we have been using the services of Cascade for the past two years. Nothing is too much trouble and they have managed to keep our most recent policy at the same price it was last year. Outstanding service

Jenny Hsieh
January 16, 2023

It’s a very good company with good service 👍!

Chris Hudson
September 10, 2019

Cascade are by far the best insurance company I've dealt with for my business liability insurance. An extremely efficient and friendly service, ensuring that all my business requirements are correctly covered in every detail. All this, together with the best price, makes for a most stress free experience in obtaining the right insurance cover for my business. Having used them for a number of years now, I would highly recommend Cascade to anyone!

pete bishop
May 30, 2023

The service we have received from John and Vicki at Cascades is amazing. I wish I could give more than 5 stars. They go above and beyond to help with every aspect of the insurance process from quotes right through to helping with a claim. By far the best around.

Tanya Kucharski
March 3, 2023

I have used Cascade for my insurance now for several years. Great people, competitively priced and efficient service. They always go the extra mile. Highly recommended.

Rob Parker
September 21, 2023

Cascade have been fantastic, John has helped me find suitable cover for my business and also cyber insurance. he has a wealth of knowledge. and I look forward to dealing with him and Cascade for years to come.

stuart kashdan
July 20, 2023

The most helpful Professional team I have ever had the pleasure of dealing with.

Santiago Pilgrim
May 19, 2023

Outstanding customer service. They helped me find the correct insurance for my business requirements, and also provided assistance with a tricky claim, the outcome of which was successful. It makes life easy when it comes to renewals aswell, as they explain everything clearly and do all the hard work for you. If you want to ensure you have the right cover, use Cascade Insurance Services.

Danny Kitchener
March 4, 2021

Really helpful, prompt, professional. Thank you

Alison Robinson
January 12, 2023

Excellent knowledge of the insurance market.

Jessica Bunce
January 17, 2023

Cascade are super helpful, always quick to answer our questions and help us get the cover we need

Debra Ridout
October 30, 2019

Julie has been amazing with sorting out insurance.. She is extremely friendly and Making life a lot less stressful.

Vanessa Challess - Solictor, Tiger Law
Vanessa Challess - Solictor, Tiger Law
September 2, 2021

I can highly recommend Julie for PI and other Insurance and high service standards.

Nathan Boston
February 6, 2023

Outstanding service, these guys really look after you!

Susie Brooks
July 31, 2023

Johns attention to detail and customer service is above and beyond any other brokers I have experienced. Thank you for such an excellent service. Prices are really good too!

Iain Hamnett
April 11, 2023

Great team, competitively priced and would have no hesitation in recommending them.

Tony Line
September 27, 2023

I use Cascade for my personal and business insurances. John's knowledge and advice are exceptional - so you get the right policy at the right price. Excellent and highly recommended.

June 16, 2023

Lovely people, very helpful and knowledgeable, would highly recommend.

Paul Andrews
Paul Andrews
September 1, 2021

Cascade arranged the insurance for Channel Radio and not only understood the needs of the business but went the extra mile to give us confidence that our insurance is properly arranged – Fantastic!

Elphick Property
April 14, 2023

Great staff at Cascade. Very personal. They have gone above and beyond to assist us with a recent claim. Highly recommend.

July 12, 2023

We are working with Cascade Insurance Services from 2018 and i can't praise this company enough. Julie and Vicki are always proffesional and deliver outstanding insurance service. If you need a good insurance company please get in touch with Cascade and they will look after you and your business. 5 stars is not enough

Matt Porterfield
May 2, 2023

Have used Cascade for a few years now, very pleased with the service and how they have proactively searched for value as well as negotiated with our existing insurer.

Sheila Duke
January 17, 2023

Would highly recommend Cascade. They have been supplying our company with insurances for the past 5 years and are always competitvely priced. They go out of their way to get us the best deal.

David Eaton
September 27, 2023

Always a very positive experience, i get a reminder when my insurance is due and it is hassle free to renew . I would recommend for your professional insurance needs

Theo Johnson
March 4, 2023

Efficient, reliable, very capable. Great team to work with and one I've been very happy with so far.

Jan Grundy
August 7, 2023

As always, professional, reliable and helpful service.

Tom Langham
April 13, 2023

John is very knowledgeable and professional when it comes to arranging business insurance. Great to know I now have the right cover in place. I can definitely recommend Cascade for you all your insurance needs.

Cascade deal with all my company and personal insurance, they are efficient and really pay attention to detail and competitively priced. would have no hesitation in recommending them to anyone.

muzzy Demir
January 13, 2023

Everyone cascade insurance are amazing, Thanks for their help for small business,

D Sydney
September 27, 2023

Julie has always been unbelievably helpful with all of our needs.

May 25, 2023

In process of moving quite a bit of commercial and private policies over to Cascade. Very impressed thus far. Highly recommended!

Wendy Duffy
November 9, 2022

What a lovely team of people they have here. Nothing is to much effort. We have been dealing with Julie and Vicki mostly, and each year I enjoy our chats before all the hard work is done to secure us a reasonable renewal! They have been particularity efficient and supportive whilst we processed a claim, and I would have no hesitation recommending them. Great work guys!

Mark Leech
April 8, 2023

My experience with cascade has been excellent and the insurance and staff were wonderful,just what l needed thanks

Gemma Farina
May 10, 2023

The team at Cascade are very friendly and knowledgable. They take the time to make sure that the level of cover is exactly right for my business, to give me the most protection and ultimately peace of mind. Great service!

John Speed
November 5, 2020

I have worked with Julie and Cascade Insurance for over a year now and having worked with other brokers in the past I can say cascade has been the best. Julie quick grasped my business and asked me questions other brokers hadn’t. This meant that we found several areas for improvement. The main reason I have found for working with a broker is to have someone who can answer questions about policies (and find good coverage) but over the last year as odd questions have come up cascade have been able to give almost instant replies even when there have been unusual circumstances. I would certainly recommend cascade insurance to other people.

Owain Williams
November 29, 2023

Since setting up my business in 2020, I've used Cascade for all business insurances I have. Very efficient service for reasonable market standard rates

Gabi Webb
April 21, 2021

I had Julie sorting my public liability insurance for few years now, she is so professional and quick to remind me when the insurance is coming up for renewal. The insurance comes up to less then I paid for the first year when my income was much smaller then is now. Also it gives me peace of mind knowing that I am covered if things happen. I would strongly recommend Cascade Insurance to everybody who needs insurance.

Rew Richardson
October 3, 2022

Everyone at Cascade Insurance are amazing. It really isn't easy to get fleet insurance for a charity especially with a few claims on the vehicles! The team worked really hard to get us the best possible deal, gave great advice and managed to save us some money, always handy! We have used there service for a few years now and will continue to do so. I highly recommend their services.

Ionel timisica
April 12, 2023

Great people , I have used Cascade for more than 5 years now , they always trying to give me the best deal !

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    Whatever happens in your business, we’ll make sure you are well prepared for the challenges you face and will work with you. Having the correct cover arranged for your commercial insurance will safeguard your interests and keeping your business running if there is a loss.

    Contact our commercial team today on 01233 512548 to create a customised insurance policy that fits the needs of your business.