Business Insurance
Cascade Insurance Services provide commercial insurance for many different businesses in many different industries – from factories and engineering works to startups working from home. Having access to wide range of leading commercial insurers allows us to help you get the right insurance for your business easily.
We focus on working together with our clients to understand their business. You benefit from us being proactive in discussing your needs either over the phone or carrying out a site visit to properly establish what insurance is needed – and what is not. This often saves a lot of time and hassle for you as the person running a busy business and ensure that we have all the correct information to discuss with underwriters. It can often mean that the insurance works out costing less as you are then covered for the risks that you need rather than those you don’t!
Commercial insurance will cover your business properties, buildings and contents, vehicle fleets, shops or offices. It can also cover employers liability, public liability, professional indemnity and business owners, to protect against loss of earnings.
Public Liability Insurance will cover you for compensation claims to a third party or property damage whether it happens on your premises or a clients premises. It also will pay for legal expenses, so it is considered as an essential insurance for businesses. Organisations may require contractors to submit a Public Liability Certificate prior to work starting on their premises. The Public Liability Certificate can be sent to you by email or by post, whichever is the most convenient.
If you have trade tools but work from home you will want to make sure that those essential tools are covered by your insurance and we can make sure that you have the right insurance package to make sure that you can replace your tools if there is a loss.
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Commercial and Business Insurance can cover a wide variety of businesses and premises, but here is just a snapshot of the industries we cover:
- Manufacturers
- Wholesalers/ Distribution
- Contractors
- Engineers
- Professional Services
- Motor Trade
- Retailers
- Property Owners/Landlords – Commercial Premises
- Property Owners/Landlords – Residential
- Unoccupied Properties
- Hotels
- Hospitality
Cascade have looked after my business insurance for many years now. With Julie, John and the team I know I am well looked after and that my insurance cover is just right for my business. They took time at the start to make sure all the little details were included. Would not hesitate to recommend them.
Amazing service. Julie was incredibly knowledgeable and made the entire process efficient and easy and saved me money on my renewal quote. Many thanks
We are working with Cascade Insurance Services from 2018 and i can't praise this company enough. Julie and Vicki are always proffesional and deliver outstanding insurance service. If you need a good insurance company please get in touch with Cascade and they will look after you and your business. 5 stars is not enough
At Opportunity Learning Academy we have been using the services of Cascade for the past two years. Nothing is too much trouble and they have managed to keep our most recent policy at the same price it was last year. Outstanding service
Everyone cascade insurance are amazing, Thanks for their help for small business,
Cascade are super helpful, always quick to answer our questions and help us get the cover we need
Great staff at Cascade. Very personal. They have gone above and beyond to assist us with a recent claim. Highly recommend.
We've been using John at Cascade for a good few year now, we couldn't be happier with their depth of knowledge and honesty. Always reading the small print to make sure we are properly covered. Thank you Cascade
Great people , I have used Cascade for more than 5 years now , they always trying to give me the best deal !
Cascade organised my site insurance for a building project, John's knowledge was excellent making the process smooth. Cascade are highly recommended.
Johns attention to detail and customer service is above and beyond any other brokers I have experienced. Thank you for such an excellent service. Prices are really good too!
Cascade has arranged insurance for my building property needs for several years, reviewing the available options that met my needs. The process has been efficient, the prices good, and renewals (even when conditions and available policies have changed) have been straightforward. I'd happily recommend their services.
Without doubt the most knowledgeable and helpful insurance broker I have ever dealt with. Takes time to explain everything and really works for you. Brilliant experience
In process of moving quite a bit of commercial and private policies over to Cascade. Very impressed thus far. Highly recommended!
A well deserved 5 star review for a professional service delivered by friendly & knowledgeable people. I absolutely recommend Cascade 100%. Many thanks. Sarah Rye Injection Development Garage Services, Hersden
I am really pleased with the service that Cascade Insurance provide. They are always responsive, helpful and very efficient.
Efficient, reliable, very capable. Great team to work with and one I've been very happy with so far.
Very helpful advice from real people. They listened and didn't rush the process.
Always helpful. Friendly and professional service that I would definitely recommend to others.
My experience with cascade has been excellent and the insurance and staff were wonderful,just what l needed thanks
I can highly recommend Julie for PI and other Insurance and high service standards.
Thank you very much to Cascade for their efficient and organised arranging of our multiple insurances - grateful for a swift and friendly service - Many thanks
Great team, competitively priced and would have no hesitation in recommending them.
Would highly recommend Cascade. They have been supplying our company with insurances for the past 5 years and are always competitvely priced. They go out of their way to get us the best deal.
I recently contacted Cascade Insurance for some additional business insurance. Their response was not only swift, but the quotation I received was very competitive. Needless to say, they secured my business and I will be using them again in the future as my other insurances come due for renewal. Thank you Cascade. ATTENTION - I have just renewed using Cascade Insurance for a second year. Absolutely brilliant service and the quote was only £20 more than last year. Excellent service and I will stick with Cascade 🙂
Cascade have been fantastic, John has helped me find suitable cover for my business and also cyber insurance. he has a wealth of knowledge. and I look forward to dealing with him and Cascade for years to come.
Since setting up my business in 2020, I've used Cascade for all business insurances I have. Very efficient service for reasonable market standard rates
The most helpful Professional team I have ever had the pleasure of dealing with.
Outstanding customer service. They helped me find the correct insurance for my business requirements, and also provided assistance with a tricky claim, the outcome of which was successful. It makes life easy when it comes to renewals aswell, as they explain everything clearly and do all the hard work for you. If you want to ensure you have the right cover, use Cascade Insurance Services.
I have had the pleasure of dealing with Julie, John, Vicki and the Cascade Team since I started my business in 2021. I have always found them to be extremely friendly and professional. They are always very prompt at sending new Insurance documents through once agreed and discussing my business insurance needs to ensure I have the right cover. I have no hesitation in recommending Cascade Insurance Services. Thank you Leigh
Julie has been amazing with sorting out insurance.. She is extremely friendly and Making life a lot less stressful.
John helped us get the right policy at a cost we were happy with. His advice was invaluable. I would definitely recommend Cascade.
Cascade arranged the insurance for Channel Radio and not only understood the needs of the business but went the extra mile to give us confidence that our insurance is properly arranged – Fantastic!
Have been using Cascade Insurance Services for the last 2 years , and found them friendly and professional at all times. There quotes always seem fair so will continue to use them and recommend them to others.
John Lawton at Cascade has been brilliant in responding to my urgent need for a non-standard house insurance policy. He has acted quickly, but also conscientiously - carefully sifting through alternatives to find the right policy that best matches my particular needs. A great service ! I have no hesitation in recommending Cascade.
The team at Cascade are very friendly and knowledgable. They take the time to make sure that the level of cover is exactly right for my business, to give me the most protection and ultimately peace of mind. Great service!
Everyone at Cascade Insurance are amazing. It really isn't easy to get fleet insurance for a charity especially with a few claims on the vehicles! The team worked really hard to get us the best possible deal, gave great advice and managed to save us some money, always handy! We have used there service for a few years now and will continue to do so. I highly recommend their services.
Highly recommend Cascade Insurance Services. They were extremely helpful in finding the right insurance cover for our care agency. The team took the time to understand our specific needs, explained everything clearly, and secured a comprehensive policy at a competitive price. Their professionalism, knowledge, and excellent customer service made the whole process straightforward and stress-free. We are very pleased with the cover they arranged and would not hesitate to recommend them to other care providers.
John was super helpful even thought he wasn’t able to assist us with our insurance. Many thanks
What a lovely team of people they have here. Nothing is to much effort. We have been dealing with Julie and Vicki mostly, and each year I enjoy our chats before all the hard work is done to secure us a reasonable renewal! They have been particularity efficient and supportive whilst we processed a claim, and I would have no hesitation recommending them. Great work guys!
Cascade deal with all my company and personal insurance, they are efficient and really pay attention to detail and competitively priced. would have no hesitation in recommending them to anyone.
I had Julie sorting my public liability insurance for few years now, she is so professional and quick to remind me when the insurance is coming up for renewal. The insurance comes up to less then I paid for the first year when my income was much smaller then is now. Also it gives me peace of mind knowing that I am covered if things happen. I would strongly recommend Cascade Insurance to everybody who needs insurance.
I use Cascade for my personal and business insurances. John's knowledge and advice are exceptional - so you get the right policy at the right price. Excellent and highly recommended.
Whatever happens in your business, we’ll make sure you are well prepared for the challenges you face and will work with you. Having the correct cover arranged for your commercial insurance will safeguard your interests and keeping your business running if there is a loss.
Contact our commercial team today on 01233 512548 to create a customised insurance policy that fits the needs of your business.

